For over forty years, retailers paid us to charge you back.Now we work for you.

Deduction recovery and post-audit defense
for brands selling to the major department stores and big box retail.Contingency only: if we recover nothing, you pay nothing.

No retainer. No software to buy. No minimum. 100% US-based retail recovery experts who recover everything due to you.

5 to 7%+
of supplier revenue is lost to retailer deductions and chargebacks, and far more than that at certain retailers who take well beyond what is right or market.
40 to 60%+
of compliance chargebacks are often invalid and fully recoverable, yet most are never disputed.
2 years
of past deductions can be disputed at the major department stores. That backlog means a day-one cash infusion, followed by ongoing recoveries.
( )
Like walking into a tax audit with
a former IRS auditor at your side.
We built retailer claims for over four decades. Now we take them apart.

What we recover

Retailers deduct first and explain later, and at the major department stores a third-party firm usually builds the post-audit claims for them. We know, because we came from one. Those firms often work from limited data, and a large share of their adjustments do not hold up when countered with all the facts.

We have watched chargeback and post-audit adjustments grow year after year at certain major retailers, well past anything right or fair. At some point, enough is enough. That is why we launched Supplier Advocates: to balance the scales. Some deductions are valid. Many are not, and those can be disputed, and we are extremely effective at it, as long as they are caught before the dispute window closes.

Post-audit claims

Retroactive pricing, allowance, freight, and failure-to-combine claims, arriving a year or two after payment and usually built by a third-party firm.

Costing and cost-difference adjustments

Adjustments taken against a cost basis or terms that differ from what was agreed, and cash discounts taken without the timely payment that earns them.

Drop-ship claims and adjustments

Chargebacks on drop-ship orders: compliance, packaging, fulfillment timing, and fees applied outside the vendor agreement.

Markdown and margin adjustments

Markdown support and margin-shortfall charges beyond what was negotiated, including a period's margin and contribution settled in full and then adjusted again after the fact.

Shortage deductions

Shortage and non-receipt deductions, across every retailer's own codes and labels.

Compliance and OTIF fines

On-time-in-full and routing-guide penalties, a large share of which do not hold up or carry fines far above what is market or reasonable.

Allowance and promotion deductions

Allowances and promotional deductions taken beyond, or after, what was agreed.

Freight, routing, and returns claims

Return handling, carrier responsibility, and routing charges.

Duplicate billings and double deductions

The same dollars taken twice under two codes.

Distributor chargebacks

Specialty distributor programs where fee schedules drift from the contract.

How it works

Your team's total time commitment stays close to zero.
That is the design, not a side effect.

The free teardown

Send one post-audit claim packet or 90 days of remittance detail. Within five business days you receive a line by line read of which deductions look disputable, which we would pursue first, and a preliminary range. Firm numbers come once we are working inside your dispute channels with the retailer's own backup. No upfront charge to you, no obligation.

We do the work

We categorize every deduction, assemble the evidence, and dispute through each retailer's own channels. We put the burden of backup data on the retailer, since they initiated the claim. We dispute, they reverse, and you get paid or your account is credited.

You get paid

Our fee is a small share of what you actually collect, paid only after the funds reach you. You keep the vast majority of every recovery. No retainer, no minimum, no software to buy: zero risk, and zero cost of capital. Ask us and we will gladly propose a fee percentage for your specific situation.

People, not platforms

Deduction recovery has filled up with dashboards, portals, and AI copilots. Most of them organize your losses neatly, then hand the disputing back to you.

What the platforms hand you

  • Another login to learn and feed
  • Dashboards that describe the problem
  • Disputes that are still your team's job
  • A chatbot when something goes wrong
  • Offshore or junior staff you never meet

What we hand you

  • Full representation inside every retailer portal
  • Results you review, approve, and can trust
  • Evidence assembled and disputes filed for you
  • A named senior person who answers the phone
  • 100% US-based, seasoned experts, start to finish

Every account is run start to finish by people who spent decades building these exact claims. You get judgment, accountability, and a name you can call, not a license key. Serious in-house tooling does the heavy lifting; it just runs on our desks, not yours.

What are deductions costing you?

Move the sliders. The figures use published industry benchmarks; the sources are noted below the calculator.

Your shelf, your numbers

Two inputs. No email required.

Wholesale dollars shipped to the major department stores, mass retailers, and similar accounts.
Compliance chargebacks typically run 2 to 5% of gross invoice value. CPG can run well past that.
Estimated annual deductions$800,000
Potentially invalid, at the industry's 40 to 60% estimate$320K to $480K
Share most suppliers ever dispute20 to 30%
Likely going unfought each year$240K to $400K

Benchmarks: SPS Commerce and Woodridge Retail Group research on retail deduction rates and invalid chargebacks, and PackageX data on how few deductions suppliers dispute. They are industry estimates, not a promise of recovery. The free teardown replaces these averages with a preliminary read of your own remittance data.

Our commitments to you

You see everything first

Nothing is filed in your name without your review. Settlement authority stays with you.

Valid claims are called valid

Where a retailer's claim holds up, we say so, rather than burn your credibility disputing it.

Zero offshore

Most of this industry moved its work offshore. We never did. Every analyst and every engagement lead is U.S.-based and in-house.

No junior handoffs

A permanent senior core runs every account, every call, and every filing, scaled only when the work demands it. You are never passed down the ladder.

Checked before filed

Every dispute is evidence-checked before it goes out under your name. If it will not survive scrutiny, it does not get filed.

Questions suppliers ask

What does it cost?

Nothing up front, ever. Our fee is a small share of what you actually collect, invoiced only after the money reaches you, and you keep the vast majority of every recovery. No retainer, no minimum, no software license. If we recover nothing, you owe nothing: zero risk, and zero cost of capital.

What makes Supplier Advocates different?

For over forty years, our team has worked inside major American retailers, building and filing the recovery audit claims their vendors receive. We know how the claims are assembled, what evidence the auditor pulled, what they skipped, and exactly where a claim collapses under scrutiny.

It is like walking into a tax audit with a former IRS auditor at your side. Software platforms match documents. We take claims apart, because we spent forty years putting them together. And every team member is U.S.-based and in-house; nothing is handed off to juniors or offshore processors.

What do you need from us?

For the free teardown: one post-audit claim packet or 90 days of remittance or deduction detail, and an accounts payable contact. For the engagement itself we work the last two years of deductions, since most major retailers support disputes that old, and that backlog is usually where the fastest money is. From there, we put the burden of producing backup data on the retailer, since they initiated the claim, and we work inside your dispute portals as your designated representative. Most clients spend a few hours per quarter on us, mostly approving things.

Will disputing damage our retailer relationships?

No. Disputes run through the retailer's own established channels, which exist precisely because retailers expect professional suppliers to reconcile; the major department stores and the mass retailers all maintain them. We keep every filing factual and vendor-friendly, and where a claim is valid we concede it. Suppliers who reconcile carefully are treated as professionals, not problems.

Which retailers do you cover?

The major department stores first, the household names, along with Walmart and Sam's Club, Target, Kroger, Costco, Amazon 1P, and most national chains and major distributors. If your deduction problem lives somewhere more unusual, ask; the anatomy of a claim does not change much across retailers.

How far back can you go?

It varies by retailer and claim type. At the major department stores, post-audit claims and disputes routinely reach back two years, and most dispute windows are use-it-or-lose-it. Every new engagement starts with backlog mining, because the fastest dollars are usually the ones already sitting in your history.

Which retailers did you work for?

Many of the largest US department stores, the household names, building and filing the recovery claims their vendors receive: pricing, allowance, freight, and post-audit. We keep client names confidential in both directions, which is the same discretion your deduction data gets.

Do you offer anything beyond recovery?

Recovery comes with prevention built in: after each cycle you receive a read-out of the root causes driving your deductions, so the same dollars stop leaking. Beyond that, we support clients case by case on routing and compliance setup, EDI and documentation gaps, and allowance and margin negotiations. If it touches the retail P&L, we have probably seen it.

Start your free teardown

Five business days from your data to a line by line read of what looks disputable and where we would start. No upfront charge to you, no obligation, and an honest zero if that is what your file says.

  • One post-audit claim packet, or 90 days of remittance or deduction detail
  • The name of your biggest retail account
  • An accounts payable contact for questions

Prefer email? info@supplieradvocates.com or call 713.701.9217.

We reply within one business day. Your data is used for the teardown and nothing else.